Guides for those planning ahead
Contracted-out Pensions - Your Guide
Contracting out of the
State Second Pension - Your guide [PM7] - [PDF file size 327kb]
Provides information about leaving (contracting out of) the State Second
Pension.
This accompanying note tells you about some changes that may be made to the law which could affect your pensions. It also gives details of some of the benefit rates which apply from April 2007.
You can request copies of The Pension Service's guides to be sent to you by post. You can order copies online or order copies by phone
Our guides are also available in Welsh and in other languages, and in Braille or on audio cassette
How to read or print guides and forms
To read the guides online, or to print them, you need to have Adobe Reader installed on your computer. If you don't already have Adobe Reader, you can download Adobe Reader from the Adobe website
Alternative ways to read our guides
If you use screen reader software or an audio-enabled web browser, Adobe provides a free online tool that you can use to convert the guides to a plain text format.
To use Adobe's online tool:
1. Find the link on this website to the guide you want to read, and copy it
2. Go
to Adobe's online tool
3. Follow the instructions onscreen
The tool will display your chosen guide as a web page (HTML) or as plain text.
You can read more about Adobe Reader and accessibility on the Adobe website